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Cleaning and Maintenance Services: On-Site Risk Management
February 4, 2026
8:36 PM
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Cleaning companies and maintenance firms are “nomadic” businesses. Your team is always working at someone else’s property—a client’s villa, an office building, or a warehouse. This creates a unique risk: “Third-Party Property Damage.”
The “Oops” Factor
What happens if one of your cleaners accidentally knocks over an expensive vase in a Dubai Marina penthouse? Or what if a maintenance worker accidentally causes a flood while fixing a pipe?
A standard sme package insurance policy for maintenance firms includes “Damage to Property Under Care/Control.” This is vital. It pays to fix the damage your team accidentally causes at a client’s site. Without this, one mistake could wipe out your entire month’s profit.
Workmen’s Compensation for Field Staff
Your workers use ladders, chemicals, and power tools. They are at high risk for falls or chemical burns. At CoverB, we make sure your sme business insurance meets the highest safety standards. We help you protect your workers, which in turn protects your business from lawsuits and labor fines. Visit https://coverb.ae/ for a quote tailored to your service business.
