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The 37-Part Rule: Why Your 2026 Repairs are “Better than New”

February 12, 2026

11:47 AM

The 37-Part Rule: Why Your 2026 Repairs are “Better than New”

Ending the “Depreciation” Argument

For years, the biggest point of friction between drivers and car insurance companies in dubai was “Depreciation Deductions.” If your three-year-old car needed a new radiator, you often had to pay 20–30% of the part’s cost out of pocket. In 2026, the Unified Motor Vehicle Insurance Policy has fixed this with the “37 Parts Rule.” At CoverB, we help you understand why this makes your policy more valuable than ever.

What Parts are “Depreciation-Free”?

Under the latest 2026 amendments, 37 specific safety and mechanical components must be replaced with brand-new parts without any cost to you, regardless of your car’s age. These include:

  • Braking Systems: Master cylinders, calipers, and hoses.
  • Safety Gear: Seat belts and airbags.
  • Steering Components: Steering boxes, joints, and swivels.
  • Glass: Windscreens and windows.

Why This is a Win for Drivers

This rule ensures that the structural and safety integrity of your car is never compromised by “used” or “reconditioned” parts. Even if you have a budget policy, the best motor insurance in uae must now adhere to this standard. At CoverB, we highlight insurers who go beyond the 37 parts to offer “Zero Depreciation” on the entire vehicle.

Conclusion: Quality Guaranteed

Don’t settle for second-hand safety. Visit https://coverb.ae/motor-insurance/ to find the best car insurance in uae that fully implements the 2026 repair standards, ensuring your car is returned to “showroom safety” every time.

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