Selling Your Car? The 2026 Guide to Insurance Transfers

The Ownership Transition

In 2026, Dubai’s used car market is more active than ever. But one question still confuses many: “Can I transfer my insurance to the new buyer?” The answer is yes, but it requires a specific digital process. At CoverB, we simplify the “Mulkiya” transfer by ensuring your insurance moves as fast as the title.

The Transfer Checklist

To transfer a policy from the best vehicle insurance companies, you typically need:

1. A No Objection Certificate (NOC): From the seller to the insurer.
2. Buyer Eligibility: The new owner must meet the insurer’s 2026 risk criteria (age, license history).
3. Transfer Fee: Usually between AED 100 and AED 300.

Why “Fresh” Insurance is Often Better

While transfers are possible, CoverB often recommends that the buyer starts a new policy. Why? Because the seller’s “No-Claims Bonus” (NCB) cannot be transferred to the buyer. By getting a fresh quote on https://coverb.ae/motor-insurance/, the buyer can often find a deal that is cheaper than the remaining balance of the transferred policy.

Conclusion: Close the Deal Faster

Don’t let insurance paperwork delay your car sale. Whether you are transferring or starting fresh, CoverB provides the instant digital certificates needed for the RTA. Visit us today and make your car sale seamless.