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Packages in Dubai | Motor Insurance Guide | coverb.ae

December 18, 2025

9:38 PM

Packages in Dubai | Motor Insurance Guide | coverb.ae

When it comes to motor insurance in Dubai, understanding the different packages available is crucial for protecting your vehicle and yourself. With the constantly evolving landscape of insurance policies, it’s essential to stay informed about the coverage options, add-ons, exclusions, and the necessary documents and regulations set by the RTA. In this comprehensive guide, we’ll delve into the key aspects of motor insurance packages in Dubai to help you make an informed decision in 2025.

Coverage, add-ons and exclusions

Motor insurance packages in Dubai typically include coverage for third-party liability, own damage, and personal accident benefits. Depending on the package you choose, you may also have the option to add on additional coverage such as off-road coverage, agency repairs, and roadside assistance. It’s important to carefully review the policy documents to understand any exclusions that may apply, such as driving under the influence, using the vehicle for commercial purposes, or participating in illegal activities.

Documents and RTA rules to know

Before purchasing a motor insurance package in Dubai, you’ll need to provide certain documents such as a copy of your vehicle registration, Emirates ID, and driving license. Additionally, it’s important to be aware of the rules set by the Roads and Transport Authority (RTA), including the mandatory requirement for motor insurance, the need for vehicle testing, and the penalties for driving without insurance. By following the RTA regulations and ensuring you have the necessary documents in place, you can avoid any legal complications and drive with peace of mind.

“Understanding the coverage, add-ons, and exclusions of motor insurance packages is essential for making an informed decision and protecting your vehicle in Dubai.” – Expert Insurance Advisor