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Motor Trade Insurance in Dubai | Motor Insurance Guide | coverb.ae

December 18, 2025

9:25 PM

Motor Trade Insurance in Dubai | Motor Insurance Guide | coverb.ae

When it comes to motor trade insurance in Dubai, staying informed about the latest updates and regulations is crucial for both businesses and individuals. As we look ahead to 2025, understanding the coverage options, add-ons, exclusions, as well as the necessary documents and RTA rules will help you make informed decisions when it comes to protecting your vehicles and assets.

Coverage, add-ons and exclusions

Motor trade insurance provides coverage for businesses or individuals who are involved in buying, selling, repairing, or servicing vehicles. This type of insurance typically includes third-party liability, comprehensive coverage, and fire and theft protection. It’s important to review the policy carefully to understand any exclusions that might apply, such as vehicle age restrictions or limitations on the number of drivers covered.

Documents and RTA rules to know

When obtaining motor trade insurance in Dubai, there are certain documents that you will need to provide, such as a valid trade license, vehicle registration documents, and proof of ownership. Additionally, it’s essential to be aware of the rules and regulations set by the Roads and Transport Authority (RTA) in Dubai. This includes requirements for vehicle inspections, driver qualifications, and adherence to traffic laws.

“Staying informed about the coverage options and regulations surrounding motor trade insurance is key to making sound decisions for your vehicles and business.” – Motor Insurance Expert