Manufacturing and Workshops: Protecting Your Machinery and Output

Whether you run a small carpentry workshop in Al Quoz or a garment factory in Sharjah, your business depends on “the line.” If your machines stop, your income stops. Manufacturing is a high-risk industry involving heavy equipment, heat, and moving parts.

Machinery Breakdown and Business Interruption

The biggest risk in a factory isn’t always a fire; it’s a breakdown. If a vital motor burns out, your whole production line might freeze. Our sme package insurance includes “Machinery Breakdown” cover. But more importantly, we link this to “Business Interruption.”

If you can’t deliver an order because your machine is broken, you might face “penalty clauses” from your buyers. CoverB helps cover these costs. We ensure that a mechanical failure doesn’t turn into a financial failure.

Product Liability for Manufacturers

Once your product leaves the factory, your risk doesn’t end. If you make furniture and a chair breaks while a customer is sitting on it, you are liable for their injury. Product Liability is a core part of our sme business insurance for manufacturers. It protects you from the risks that happen after the sale.

Workmen’s Compensation for High-Risk Roles

Factory work is physically demanding. The risk of injury is higher than in an office. At CoverB, we ensure your Workmen’s Compensation limits are robust. We help you implement safety checks that can actually lower your business insurance dubai premiums over time.