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Is there a difference between tour operator liability insurance and travel insurance?

June 5, 2025

5:48 AM

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  1. Yes, there is a difference. 

Tour Operators Liability Insurance protects your business against injury, damages, and negligence claims made by travellers. 

In contrast, travel insurance covers individual travellers for trip cancellations, medical emergencies , or lost baggage. Tour Operators Liability insurance protects your tour operators; travel insurance protects you.