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Interior Design and Fit-Out: Coverage for the Construction Phase

February 4, 2026

8:44 PM

Interior Design and Fit-Out: Coverage for the Construction Phase

Interior design is about beauty, but fit-out is about construction. If your SME does design and build, you have a mix of office risks and construction risks. You need a policy that covers the drawing board and the drill.

Contractors All Risk (CAR)

When you are working on a fit-out project in a building like the Burj Khalifa or a new mall, the landlord will demand “Contractors All Risk” insurance. This covers the work you are doing, the materials on site, and your liability to the building owner.

At CoverB, we are the best business insurance consultants for fit-out firms because we can combine your office insurance with your project-specific insurance. This saves you money and ensures there are no gaps between your “design work” and your “site work.”

Professional Indemnity for Designers

If a client claims your design has a structural flaw or if you chose a material that doesn’t meet fire safety codes, they will sue you. Professional Indemnity is the shield for your designs. Our business insurance dubai plans protect your creative vision from legal challenges. Visit https://coverb.ae/ to see how we can build a plan for your firm.