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How to Compare SME Insurance Quotes Like a Pro

February 3, 2026

2:26 PM

How to Compare SME Insurance Quotes Like a Pro

You have three quotes on your desk. One is 2,000 AED, one is 2,500 AED, and one is 3,500 AED. Which one do you pick? Most people go for the cheapest. But as the best business insurance consultants, we know that the price is only 10% of the story.

Comparing “Apples to Apples”

To compare sme package insurance quotes like a pro, you need to look at three things:

  1. Deductibles (The “Excess”): The 2,000 AED policy might have a 5,000 AED deductible. This means you pay the first 5,000 AED of every claim! The 3,000 AED policy might have a zero deductible. In a real accident, the “expensive” policy is actually much cheaper.
  2. Coverage Limits: Check the “Sub-limits.” One policy might cover 1 million in total but only 10,000 for “Money in Safe.” If you keep 50,000 in your safe, that policy is useless for you.
  3. The Reputation of the Insurer: Does the company actually pay claims? At CoverB, we only work with top-tier insurance companies in Dubai that have a history of being fair.

Let CoverB Do the Math

Don’t spend your weekend staring at spreadsheets. Send your quotes to CoverB. We will create a simple comparison table for you. We highlight the risks and the savings. We make the choice easy so you can get back to what you do best—growing your business. Visit https://coverb.ae/ and let’s find your perfect match.