How to Compare Property Insurance Companies in Dubai Like a Pro

Shopping for insurance can be boring. There are so many property insurance companies in dubai. They all use big words. They all promise to be the “best.” How do you know who is telling the truth? At CoverB, we believe in being open. We want to teach you how to compare companies so you can make the right choice for your home.

Look Beyond the Price

The biggest mistake people make is choosing the cheapest price. Insurance is like a parachute. You don’t want the cheapest one; you want the one that opens! A very cheap policy might have a high “Deductible.” This is the money you have to pay yourself when you make a claim. If your repair costs 2,000 AED but your deductible is 2,500 AED, the insurance company pays you nothing. Always check the deductible before you buy.

Check the “Claim Settlement Ratio”

This is a fancy term for “How often do they actually pay?” Some property insurance companies in dubai are very good at taking your money but very bad at giving it back. You want a company with a high ratio (above 95%). This shows they are fair and fast. At CoverB, we only work with insurers who have a proven history of paying their claims. Your trust is our biggest asset.

The Power of Digital Reviews

In 2026, the truth is online. Look at Google reviews. Look at social media. What are people saying about their property insurance in dubai? Are they complaining about long wait times? Or are they praising the fast service? We are proud of our reviews at CoverB. We work hard every day to make sure our customers are happy.

Compare the “Small Print”

Two policies might look the same on the front page. But look inside.

• Does Policy A cover “Accidental Damage” but Policy B does not?

• Does Policy A give you 50,000 AED for alternative accommodation while Policy B only gives 10,000 AED?

• Does Policy A include cover for your domestic workers (maids/drivers)?

These “extras” make a huge difference when something goes wrong. We help you compare these details side-by-side on https://coverb.ae/.

Why a Broker is Better Than a Direct Company

If you go to a single insurance company, they will only tell you about their own product. It’s like going to a shoe shop that only sells one brand. But if you come to CoverB, we show you everything. We are a “Digital Broker.” We compare all the top property insurance companies in dubai for you. We find the best deal, and we fight for you if you have a claim. We are on your side, not the insurance company’s side.