Back
Fitness Centers and Gyms: Managing Physical Risks
February 4, 2026
8:32 PM
- Interior Design and Fit-Out: Coverage for the Construction Phase
- Event Management and Photography: Protecting Your Creative Projects
- Cleaning and Maintenance Services: On-Site Risk Management
- Educational Centers and Nurseries: Protecting the Next Generation
- Real Estate Agencies: Professional Risks in a Booming Market
Running a gym in Dubai is a great business, but it is also a “minefield” of risks. You have heavy weights, high-speed treadmills, and people pushing their bodies to the limit. Accidents are not a matter of “if,” but “when.”
Public Liability for Injuries
The most common claim in a gym is an injury. A member drops a weight on their foot, or a treadmill stops suddenly and causes a fall. Without sme business insurance, your gym could be held responsible for thousands of dirhams in medical bills. CoverB provides the Public Liability shield you need to keep your gym running.
Professional Indemnity for Trainers
If your gym employs Personal Trainers, you also have “Advice Risk.” If a trainer gives a member an exercise that causes a long-term back injury, the member might sue for professional negligence. Our sme package insurance can include PI for your trainers, ensuring that their advice doesn’t become your financial burden.
Equipment Breakdown and Theft
Gym equipment is very expensive to buy and maintain. If your air conditioning breaks in the middle of a Dubai summer, you have to close your gym instantly. Our business insurance dubai plans cover both the equipment and the “Loss of Income” while you are closed. We help you stay strong, even when things break.
