Family First: Essential Insurance for Non-Working Spouses

The Sponsor’s Responsibility

In 2026, the UAE residency rules are clear: if you sponsor your non-working spouse, you are legally responsible for providing them with an individual health insurance plan. Unlike employee insurance, which is paid for by the company, family insurance is a personal investment. At CoverB, we specialize in individual health insurance solutions that protect your loved ones while keeping your household budget in check.

Mandatory vs. Comprehensive

While the law requires a “Basic” plan (often starting around AED 600–900 for spouses in 2026), many families choose to upgrade.

• The Basic Route: Covers emergencies, GP visits, and essential meds. Ideal for young, healthy spouses.
• The Comprehensive Route: Includes dental, vision, and a wider network of private hospitals like Mediclinic or King’s College.

Maternity for Spouses

If you are planning to grow your family, remember that maternity coverage is mandatory in Dubai and Abu Dhabi. In 2026, even “Basic” plans for spouses include a maternity benefit, though the limits are lower (often around AED 7,000 to AED 10,000). At https://coverb.ae/, we help you find plans with “Maternity Riders” that increase these limits to cover premium delivery suites.

Simplify Your Life with CoverB

Don’t risk fines or visa delays. As your individual health insurance advisory firm, we can bundle your spouse’s and children’s insurance into one easy payment. Visit https://coverb.ae/retail-2/individual-health-insurance/ to get a family quote today.