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Does Car Insurance Cover Engine Damage in UAE?
March 17, 2026
6:11 AM
Engine damage is one of the most expensive repairs, but not all policies cover it.
When Engine Damage Is Covered
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Accidents
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External impact
When It Is NOT Covered
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Water ingress (common exclusion)
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Wear and tear
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Mechanical failure
Add-On Option
“Engine Protection Cover” can be purchased separately.
Conclusion
Without add-ons, engine damage is usually excluded.
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