Adventure Tourism in the UAE: High Thrills, Higher Risks

Beyond the City Lights

Dubai and Ras Al Khaimah are now world-famous for adventure. From the world’s longest zipline to mountain hiking in Hatta, the thrills are amazing. But adventure tourism brings higher risks than a simple city bus tour. If you offer these activities, your Tour Operators Insurance Policy needs a special “Adventure Upgrade.”

The “Hazardous Activities” Exclusion

Most standard insurance policies have a list of things they don’t cover. Often, things like rock climbing, kayaking, or mountain biking are on that list. If an accident happens during a “hazardous” activity, a basic policy will not pay. At CoverB, we find the insurers who specialize in adventure. We make sure your Tour Operators Liability insurance covers exactly what you offer.

Emergency Evacuation

In the mountains or at sea, getting help can be hard. If a guest gets hurt in a remote area, they might need an air ambulance. This can cost over AED 100,000. Our 2026 adventure policies can include “Emergency Evacuation” cover. This ensures that the cost of getting a guest to a hospital is paid for immediately.

Adventure-Ready with CoverB

Don’t let a “small print” exclusion ruin your business. Visit https://coverb.ae/liability/tour-operators-liability-insurance/ and tell us about your tours. Whether it’s scuba diving or paragliding, we have a plan that fits the thrill.