Adding a Newborn: The 30-Day Golden Rule

Welcome to the World!

The first 30 days of a baby’s life are the most important for their health insurance. In 2026, UAE law requires all newborns to be added to an individual health insurance plan within 30 days of birth. If you miss this window, you may face fines and lose “retroactive” coverage for those first few doctor visits. CoverB makes this transition easy for new parents.

What Documents Do You Need?

To add your baby to your individual health insurance solutions, you typically need:

• The hospital-issued birth notification.
• A copy of the mother’s Emirates ID and insurance card.
• The baby’s passport (or a “Change of Status” document if the passport is pending).

Retroactive Coverage

When you add a baby within the 30-day limit, the insurance covers them back to the minute they were born. This includes the cost of the nursery stay and initial vaccinations. At https://coverb.ae/, we recommend starting the paperwork as soon as you receive the birth certificate.

Protect Your Baby with CoverB

Don’t let paperwork distract you from your new arrival. Visit https://coverb.ae/retail-2/individual-health-insurance/ and our team will handle the addition for you.