Beyond Cats and Dogs: The Rise of Exotic Pet Insurance in the UAE

The Unique Companions of the Emirates

Dubai is a city of variety, and that extends to our pets. From African Grey parrots in Jumeirah to rabbits in Arabian Ranches and even the occasional legal reptile, “Exotic” pets are a growing part of the UAE family landscape in 2026.

However, “Exotic” also means “Specialized.” When an exotic pet gets sick, they require a specialist vet, and the bills can be significantly higher than those for a Labrador. At CoverB, we are expanding our horizons to offer pet insurance in uae that covers more than just the “standard” furry friends.

Why Exotic Pets Need Specialized Cover

Unlike dogs, many exotic pets (like birds and reptiles) are “prey animals.” This means they hide their illnesses until they are very sick. By the time you notice a problem, it is usually an emergency.

• Avian Care: A simple wing injury or respiratory infection in a parrot can cost AED 3,000 for specialist diagnostics.
• Small Mammals: Rabbits often suffer from “GI Stasis,” a life-threatening digestive shutdown that requires 24-hour hospitalization, often costing AED 4,500+.

Liability and the Exotic Owner

If you own a larger exotic animal, liability is your biggest risk. In 2026, UAE laws regarding the “escape” or “damage” caused by non-traditional pets are very strict. When you apply for pet insurance for an exotic pet, CoverB ensures your Third-Party Liability is high enough to meet legal requirements.

Is My Pet Eligible?

In 2026, we offer plans for:

• Birds: Parrots, cockatiels, and budgies.
• Small Mammals: Rabbits, guinea pigs, and hamsters.
• Reptiles: Tortoises and non-venomous lizards (subject to legal permits).

Note: We do not insure animals that are illegal to own under UAE Federal Law No. 22 of 2016.

Find the Right Niche

Your unique pet deserves unique protection. Don’t leave their health to chance. Check out our specialized “Exotic Riders” at https://coverb.ae/retail-2/pet-insurance/.