The Top 5 Mistakes to Avoid When Buying Insurance in 2026

Don’t Get Caught Unaware

Buying individual health insurance in uae is one of the most important things you will do this year. Yet, many people make the same mistakes over and over. In 2026, these mistakes can lead to fines or unpaid bills. At CoverB, we want to make sure you get it right the first time.

Mistake 1: Only Looking at the Premium

The “Premium” is the price you pay to buy the plan. But a low premium often means a high “Co-pay” or a small “Network.” The Fix: Use https://coverb.ae/ to look at the “Total Cost of Care.”

Mistake 2: Not Declaring Medical History

In 2026, you must tell the truth about your health. If you have a heart condition and don’t mention it, the insurer can cancel your whole policy. The Fix: Be honest! The 2026 laws ensure you can still get covered even with a history.

Mistake 3: Missing the Network Check

You buy a plan, but then realize your favorite doctor is not on the list. The Fix: Before you pay, use the CoverB clinic finder to make sure your local hospital is included in your individual health insurance solutions.

Mistake 4: Forgetting the Pharmacy Limit

Many people don’t realize their plan only pays for AED 1,500 of medicine until they are at the pharmacy. The Fix: If you take regular medication, look for a plan with an “Enhanced” pharmacy limit on our website.

Mistake 5: Waiting Until the Last Minute

Renewing your visa? If you wait until the last day to buy insurance, you might face a “Visa Block.” The Fix: Buy your plan 7 days before your visa expires. CoverB sends you reminders so you never forget.

Trust CoverB for a Perfect Experience

Avoid the stress and the mistakes. Let the experts at https://coverb.ae/retail-2/individual-health-insurance/ guide you to the best insurance choice in the UAE.