Avoiding Claim Rejections: The “Good Faith” Rule in 2026

The Trust Between Us

Insurance is a promise. You promise to tell the truth, and we promise to pay if things go wrong. In 2026, UAE courts are very strict about this. They call it “Utmost Good Faith.” If you don’t tell your broker the whole truth, your event insurance policy might become useless. We want to make sure that never happens to you.

What is “Misrepresentation”?

This is a big word for a simple mistake. It means giving the wrong info.

• Guest Count: If you say you have 50 guests, but you invite 500, your policy is wrong.
• Activity Risk: If you say it is a dinner, but you hire a fire-breather, the risk is different. If an accident happens during a fire show that you didn’t mention, the insurance company can say “No” to the claim. This is why being clear with CoverB is the best move you can make.

How to Fill Out Your Form Correctly

At https://coverb.ae/, we designed our forms to be easy. We don’t use “gotcha” questions.

1. Be Exact: Use the highest number of guests you might have.
2. List Everything: If there is a pool, a stage, or a DJ, let us know.
3. Check the Date: Make sure the time includes your setup and pack-away. A few extra details can save you millions in a lawsuit.

The “No-Secrets” Benefit

When you are honest, you get the best price. We can find discounts for events that have great safety plans. If you show us you have a security team and a medic, your event liability insurance could even be cheaper! We want to reward you for being a safe and honest planner.

We Are on Your Side

If you aren’t sure how to describe your event, just ask us. Our team at https://coverb.ae/liability/event-liability-insurance/ is here to help. We would rather spend ten minutes talking now than have you face a rejected claim later.