New Repair Rights: No More Waiting Months for Spare Parts

The End of Repair Delays

One of the biggest complaints in the UAE has always been the time it takes to get a car back from the garage. In 2026, the Financial Services Authority introduced a “Repair Timeline” clause. Insurers are now legally required to settle claims and complete repairs within specific timeframes. At CoverB, we only partner with the best motor insurance in dubai that adheres to these high-speed standards.

Cash Compensation: The New Power in Your Hands

A major update in the 2026 Unified Policy is the formal “Cash Option.” If you don’t want to wait for the insurer’s garage, you can now opt for a cash settlement based on the damage assessment. This allows you to take your car to a specialist of your choice. CoverB helps you compare which car insurance companies in dubai offer the fairest and fastest cash-out processes.

The “37 Parts” Rule

In 2026, the list of “Consumable Parts” that must be replaced with brand-new ones—without any depreciation deduction—has been expanded to 37 specific items. This means even if your car is five years old, parts like brake pads, filters, and specific sensors must be replaced with factory-new versions at no extra cost to you. This is a standard feature of the best car insurance in uae today.

Delayed Repair Penalties

If an insurance company exceeds the specified repair time without a valid reason (like a global parts shortage), they may now be required to pay the policyholder compensation. This keeps the car insurance companies in dubai accountable and ensures your car isn’t sitting in a lot gathering dust.

Conclusion: Faster, Fairer, Better

The 2026 regulations have put the power back in the driver’s seat. Visit https://coverb.ae/motor-insurance/ to find companies that lead the market in repair speed and transparency. With CoverB, you’re always in the fast lane.