Insurance for Shared Spaces and Co-working Offices

Many Dubai SMEs now work from co-working spaces like WeWork or Nook. While these spaces are great, they create a “gray area” for insurance. Does the co-working space cover your laptops? Does their insurance protect you if you are sued by a client?

The Short Answer: No

The co-working space’s insurance covers their furniture and their liability. It does not cover your property. If someone in the shared kitchen steals your laptop, you are not covered by the building’s policy.

You need a “Lean” sme package insurance policy from CoverB. We offer special plans for co-working tenants. These focus on “Portable Equipment” and “Professional Liability.” It is the missing piece of the puzzle for the modern, mobile entrepreneur.

Liability in a Shared Space

What if you leave your bag in the hallway and another member trips over it and gets hurt? You are responsible, not the co-working space owner. Having your own business insurance dubai ensures that you can enjoy the benefits of a shared office without the shared risks.