Agency and Non Agency Repairs Detailed Motor Guide

The decision to go for agency or non-agency repair workshops can affect the situation primarily in the context of auto insurance repairs. According to Agency repairs usually carry the recommendation for new cars since they are done according to the manufacturer’s standards and are of high quality. Nevertheless, they can also be costlier, and thus in the end, you may have to wait for the car longer. On the contrary, non-agency repairs may be cheaper and faster but there is always the risk of the quality being less than expected. And don’t forget that there are also warranty implications that should be taken into account, as agency repairs can possibly protect your car’s warranty but non-agency repairs can void it.

Another factor that can affect the choice between agency and non-agency repair workshops is the repair needs of a new car against an old one. New cars could be better maintained and repaired most efficiently through agency repairs whereas old cars might only need normal fixing and that can be done by non-agency repair workshops which will charge less.

Auto insurance policies predominantly cover repair costs for damages resulting from accidents, theft, natural calamities, and vandalism. However, the degree of coverage is policy-specific.

Many motor insurance policies claim to give you a choice of repair shops, while some may limit it to agent repairs. It is of utmost importance to read your policy terms and conditions carefully to assure you about your repair options.