Mandatory vs Optional Motor Insurance Coverage

Regarding vehicle insurance in Dubai, it is necessary to mention two essential types of coverage possibilities. Mandatory motor insurance, which is commonly known as third-party liability insurance, is the one required by the law for all drivers in the UAE. It covers the expenses of any damages or injuries inflicted upon third parties in a car accident. On the contrary, optional motor insurance, like comprehensive insurance, is a type that gives related coverage to your vehicle’s damages in the case of accidents, theft, and other unexpected scenarios.

Add-On Cover Benefits

Although voluntary motor insurance generally covers only essential risks, several drivers still prefer to acquire add-on coverage. Some most visited are roadway assistance, agency repair, off-road coverage personal accident benefit. Such insurance may become a reliable companion and offering extra financial coverage during the emergencies is really helpful. You need to bear in mind the necessity of this decision as you analyze your bias policy and make a recommendation for any of the add-on benefits considering the geographical area or your driving style.

“The choice of effective vehicle insurance is highly pertinent for the given situation but its main function remains the same – protection from the accident damage of both vehicle and finances.” – Anonymous