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Commercial in Dubai | Motor Insurance Guide | coverb.ae

December 18, 2025

10:10 PM

Commercial in Dubai | Motor Insurance Guide | coverb.ae

When it comes to commercial motor insurance in Dubai, staying informed about the latest trends and regulations is crucial for businesses. As we look ahead to 2025, it’s important to understand the coverage options, add-ons, exclusions, documents required, and RTA rules that govern commercial motor insurance in Dubai.

Coverage, add-ons and exclusions

Commercial motor insurance in Dubai typically covers third-party liability, own damage, and personal accident benefits. However, it’s essential to consider add-ons such as agency repair, roadside assistance, and loss of keys coverage for comprehensive protection. Keep in mind that exclusions may include driving under the influence, using the vehicle for illegal activities, and unlicensed drivers.

Documents and RTA rules to know

When applying for commercial motor insurance in Dubai, you will need to provide documents such as trade license, vehicle registration card, and driver’s license. Additionally, familiarize yourself with RTA rules, including mandatory insurance requirements, vehicle inspection regulations, and penalties for non-compliance. Being well-informed about these documents and rules will ensure a smooth insurance process.

“Commercial motor insurance in Dubai is not just a legal requirement but also a crucial investment in protecting your business assets. By understanding the coverage options, add-ons, and RTA rules, businesses can make informed decisions to safeguard their vehicles and operations.” – Expert Insurance Advisor