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3 Common Insurance Myths That Could Hurt Your Dubai Business

February 3, 2026

4:38 PM

3 Common Insurance Myths That Could Hurt Your Dubai Business

There is a lot of “fake news” when it comes to business insurance dubai. Many owners follow advice from friends or social media instead of experts. This can lead to big problems when they try to make a claim. At CoverB, we want to debunk three common myths that could put your company at risk.

Myth 1: “I’m in a safe area, so I don’t need theft cover.”

Dubai is one of the safest cities in the world, but “safe” does not mean “zero risk.” Burglary still happens, and internal theft is even more common. More importantly, your sme package insurance policy covers much more than just theft—it covers fire, floods, and legal lawsuits. Thinking you only need insurance for “bad neighborhoods” is a dangerous mistake.

Myth 2: “My landlord’s insurance covers my office.”

This is a very common trap. Your landlord has insurance for the building (the walls and the roof). They do not cover your desks, your computers, or your liability if a customer gets hurt inside your office. If a fire starts in your kitchen and damages the building, the landlord’s insurance might even sue you to get their money back! You need your own sme business insurance to stay truly safe.

Myth 3: “Insurance is too expensive for a small team.”

Actually, the cost of a basic sme package insurance policy from CoverB is often less than the cost of a daily coffee. When you compare the small monthly price to the massive cost of a fire or a lawsuit, insurance is the cheapest “employee” you will ever hire.

Get the Truth from CoverB

Don’t let myths manage your risk. Talk to the experts who know the real facts. At CoverB, we give you honest, clear advice. We don’t use “scare tactics”—we use data and experience to keep you safe. Visit https://coverb.ae/ and get a quote based on reality, not myths.